Market volatility and fluctuating returns are a normal part of the investment cycle. Find out more about the types of cover available. We use cookies to improve your experience on our site, including remembering your preferences, analysing traffic and tailoring advertisements. By using this website, you consent to the use of cookies in accordance with our Cookie Policy. Please enable JavaScript in order to get the best experience when using this site.
Continuing to navigate the site could present security risks and will result in a degraded experience Close warning. Back Homepage Investments Your investment options Understanding investments and risk. Your super is your money, so it pays to understand how it's invested. Below is some additional information on the main asset classes that we invest in.
Discover our investment options View our options. Cash Show more. Fixed income bonds Show more. Equities shares Show more. All of our diversified investment options include Australian and international equity investments, and we also offer the below single asset class options: Australian Equities — passively managed by an index-replicating manager.
International Equities - managed by an index-replicating manager - note that this option is unhedged, and as such, will fluctuate both as a result of changes in the value of the underlying shares and currency movements.
Australian Equities Socially Responsible Investment SRI — this option invests in companies that meet specific criteria with respect to environmental, social and governance considerations. Read more about the investment selection process and criteria. Property Show more. Infrastructure and real assets Show more. Credit income Show more. Private Equity Show more. Liquid alternatives Show more.
Standard Risk Measure Risk band Risk label Estimated number of years of negative annual returns over any 20 year period 1 Very low Less than 0. What Standard Risk Measures have been applied to our investment options? Managing investment volatility Market volatility and fluctuating returns are a normal part of the investment cycle.
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Contact us to make an appointment to see one of our representatives. These documents are available on our website at aware. Read on to find out how to protect your small business against cyber threats. As a small business in Australia, how you manage shipping, fulfilment and returns has the potential to make or break your venture. Read our tips on optimising your processes. There are several ways you can shave your operational costs, improve cash flow and avoid the anxiety of being unable to pay your creditors - and this does not have to involve letting go of your staff.
Read our top 9 tips. Every business owner struggles to build a name through public exposure and with the limited budget of SMEs, advertising a business may be difficult. Super is a legal structure — a type of trust — to hold your investments.
The asset classes your super fund can invest in are, in the main, the same as you can hold outside super in your own name or another investment vehicle such as a family trust.
The main asset classes super funds can invest in are shares, property, cash, bonds and other fixed interest investments, private equity, infrastructure and other so-called alternative investments. However, many large funds these days allow you to invest direct in shares, exchange-traded funds and term deposits. The only way you can hold a direct investment in real property such as an investment property or business premises inside your super fund is to set up your own self-managed super fund SMSF.
SMSFs may also be able to invest in collectibles such as art, wine, stamps and classic cars. Click on the SuperGuide links below for more detailed information on the main types of investments for superannuation:.
Set out below are all SuperGuide articles that relate to Types of investments for superannuation. If you have ever wondered whether you can move shares or commercial property held in your own name into super, yes you can. We explain why.
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